Progressive claims to offer discounts to drivers based on driving habits but according to several customers who have used the Snapshot service, Progressive insurance appears to be concerned with gathering precise data based on your driving habits and distance. This data could be used to adjust your monthly payments and premiums to a lower or higher cost. Think of it this way, your current policy is based on an unmeasured evaluation or guesstimate provided by you to Progressive.
One would argue that the Snapshot device is an attempt at progressive to obtain more accurate data from you, the customer. Its all about driver data and several Youtube members claim they have also been charged a $30.00 “technology expense” during each policy term they have participated in the Snapshot service. The additional charges have resulted in a 6% increase in their rate due to their enrollment in the Snapshot program. Since your driving didn’t qualify you for a discount, end your participation in Snapshot and the $30 fee goes away.
Check out this YouTube video uploaded by a former Snapshot customer.
Is the Progressive Snapshot service all bullsh*t?,